Finance

10 Ways to Stay Broke...Forever: Why Be Rich When You Can by Laura J. McDonald, Susan L. Misner

By Laura J. McDonald, Susan L. Misner

From the founders of GoldenGirlFinance.ca comes a brand new publication on easy methods to get your monetary residence so as and luxuriate in the liberty and happiness that incorporates a safe monetary destiny. In 10 how you can remain Broke. . . endlessly, you'll examine why targeting dwelling good now's often a route to poverty later. you have a brand new automobile, a gorgeous apartment, and a cloth wardrobe to die for, yet you're shortchanging your self when you haven't all started saving and making an investment for retirement.

In 10 how one can remain Broke . . . ceaselessly, own finance professionals Laura McDonald and Susan Misner assist you begin making plans for the next day this present day. With uncomplicated suggestions and immediately speak about funds, they clarify the issues girls do to stick broke and what you need to do instead.

From the founders of GoldenGirlFinance.ca, the major own finance web site for Canadian women
Written in an enticing, getting access to, and conversational type that takes the phobia out of the advanced international of finance
Features useful, actionable recommendation for taking keep an eye on of your individual funds with real-life examples and convenient tools
Having funds on your pocket is a brilliant feeling. yet there's not more remarkable feeling than monetary safety. Having funds within the financial institution capability having energy, probability, and opportunity—and not anything feels greater than that!

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But they do need to be used responsibly. ” GOLDEN RULE: DID YOU FALL FOR A TEASE? 9 per cent for 12 months? Assuming both would jump to a permanent 16 per cent interest rate after the introductory phase, which card would you choose? 9 per cent—which makes sense, right? It sounds like a better deal. However, it’s only a better deal if your balance is paid off within the first six months. According to Time magazine, “As a species we’re just really bad at understanding costs that come later on . .

The list is endless. Every one of these lifestyle choices is also a financial decision. You can choose to live beyond your means, digging yourself and your family ever deeper into debt. Or, you can choose to live within your means, slowly tucking away cash and building your wealth. This book is for those who choose wealth. Choose cash flow, baby. Choose life! Five Steps to Positive Cash Flow Every journey begins with a single step and your path to cash flow mojo starts right here! The first five steps are as follows: 1.

Come payment time, you transfer your cash to the card, paying off the balance and never paying interest—only earning it. How gracious is that? · Cashback. Many companies offer credit cards that provide a cashback incentive of up to 1 per cent, 2 per cent, or in some cases even 3 per cent on purchases you make using the card. In our minds, there is no better perk than cold, hard cash. · Reward points. If you do a lot of spending on your card, reward points can really add up, giving you the chance to earn free flights, car rentals, restaurant meals and so forth.

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